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Account savings

Plus! Deposit Accounts

Your OCBC Plus! Visa Card comes bundled with a Plus! Deposit Account^. Plus! Deposit Accounts give you up to 20X* more interest on your savings.
Initial deposit




Monthly service fees




Maintain any monthly balance
Island-wide ATMs


ATMs under OCBC and UOB?s shared network

Plus! Deposit accounts come with an OCBC Plus! Visa Card

Card Benefits
Plus! Visa Card
  • Up to 7% off everything at FairPrice
Apply here for credit card Apply here for debit card
Card Benefits
NTUC Plus! Visa Card
  • Up to 12% off everything at FairPrice
Apply here for credit card Apply here for debit card

Plus! Savings Account Interest Rates

Interest Rates

NTUC-OCBC Starter Account Interest Rates

Interest Rates

Click here to find out about the NTUC Plus! Visa SG50 Promotion

Other Benefits and Promotions

  • Key Benefits
    1,200 ATMs at convenient locations
    • At MRT stations, FairPrice outlets, Caltex stations and all major shopping malls.
    • Find nearest ATMs
  • Key Benefits
    OCBC Online and Mobile Banking
    • Bank anytime, anywhere with OCBC Online Banking, OCBC Mobile Banking and Plus! Phone Banking.
  • Key Benefits
    Cheque book
    • SGD cheque books are available on request at S$10 per cheque book.
  • Key Benefits
    Salary Credit Account
  • Key Benefits
    Sign up for Monthly Funds Transfer
    • Schedule funds to be automatically transferred every month from a designated account to your Plus! Deposit Account
  • Key Benefits
    Make Deposits
    • Deposit your cash at any OCBC ATM PLUS at FairPrice outlets, OCBC Cash Deposit Machine or OCBC branch (subject to over-the-counter transaction fees), or drop your cheque at any OCBC Quick Cheque Deposit Box.

Terms & Conditions

^Plus! Deposit Account refers to:
1. Plus! Savings Account (bundled with the Plus! Visa Card)
2. NTUC-OCBC Starter Account (bundled with the NTUC Plus! Visa Card)

*”20X more interest on your savings” is only applicable for balances within the NTUC-OCBC Starter Savings Account. “20X more interest” is based on the comparison between the 1% p.a. interest payable on a sum of S$1 to S$50,000 on the NTUC-OCBC Starter Account (NTUC Plus! Visa Card) versus an assumed interest payable of 0.05% p.a. on a similar statement savings account.

Deposit insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Plus! U is a collaboration amongst NTUC FairPrice Co-operative Limited, Link Loyalty Services Pte Ltd and Oversea-Chinese Banking Corporation Limited. All banking products and services, unless otherwise stated, are provided by Oversea-Chinese Banking Corporation Limited for Plus! U.